Wyatts Are Your
Total and Permanent Disability (TPD) Lawyers
Do you need help submitting a TPD claim?
Do you have an injury or illness that prevents you from working?
Was your TPD claim unfairly denied?
Do you suffer from a mental health condition that prevents you from working in your field or profession?
Did your employer fail to meet their obligations when you made a TPD claim?
Many superannuation funds include insurance that provides cover if you sustain a serious injury or illness that leaves you unable to do your job. If you have Total and Permanent Disability insurance (TPD) as part of your superannuation, or as part of a life insurance policy, then you are entitled to claim a lump sum payment to cover medical expenses and lost income.
While your eligibility to make a TPD claim will be specified in your insurance policy, there are some general requirements that you must meet:
- You must be able to demonstrate that you are permanently unable to continue your usual form of employment, or to do the job that you are qualified for, based on your education, training and experience.
- You need to provide medical evidence that you are experiencing a minimal level of impairment or disability.
- You have reached the minimum waiting period as stated in your policy.
- You have met the minimum length of employment criteria as outlined in your policy.
Making a TPD claim can be complex, particularly at a time when you are most vulnerable. Therefore, it is vitally important that you receive expert and thorough legal advice to ensure your rights are upheld, and that your insurer meets their obligations. Our lawyers will ensure that your claim is processed smoothly, and we will be there to represent you if your insurer disputes your claim – either through mediation, or court action. At Wyatts Compensation Lawyers, we offer compassionate and personal legal advice, and will work with thoroughness and expertise to achieve your best outcome.
Wyatts Compensation Lawyers offer:
If you are looking for a total permanent disability compensation lawyer to provide you with a comprehensive and personalised service, please call Wyatts today on 1800 773 880 or contact us using our online form.
When making a TPD claim, you do not need to prove that your disability or illness was anyone else’s fault, or that it resulted from your employer’s negligence. However, you will need to provide evidence that your disability prevents you from working in the profession you are qualified for.
Wyatts Compensation Lawyers will advise you on the documentation and evidence required to make a successful claim, and they will ensure that you have a claim that maximises your best possible outcome.
Your disability did not have to have been acquired at work, or as a result of your job. In other words, you can make a claim regardless of where your accident occurred, or where your illness was acquired.
Importantly, you are entitled to claim a TPD insurance payment if a disability prevents you from working at your regular job, or at a job your are qualified to do.
Contact Wyatts today to discuss your situation with one of our legal team. We are committed to providing a thorough and personalised service, so that you receive the outcome you deserve.
Depending on your circumstances, you can claim TPD insurance from your superannuation fund at the same time as making other compensation claims, including (but not limited to):
- Workers compensation
- Compulsory Third Party (CTP) insurance claims for motor vehicle accidents
- Public Liability compensation
- Medical negligence compensation
- Personal injury compensation
It’s important to seek legal advice to ensure that you are receiving all the financial assistance that you are entitled to. Wyatts Compensation Lawyers will work closely with you so that your future is protected.
If you are still in your job, there are no time limits for lodging a TPD claim through your superannuation provider. However, your insurer will most likely require you to be continuously off work for at least 6 months before you are eligible to make a claim.
If your employment was terminated, you have 2 years in which to make a claim.
Please contact Wyatts if you are uncertain as to whether you are eligible to claim a TPD payment through your superannuation fund of life insurance policy.